Risk capital
Price
Build Brazil-specific frequency, severity, and wording assumptions before credible loss histories arrive.
Brazil / automated-systems liability 2026Q3 / r5
First-case jurisdiction
See the loss signal before it becomes the loss history.
IISA turns Brazil’s public court, complaint, and enforcement record into a quarterly decision instrument for teams pricing and governing automated-system risk.
Built for Insurers & reinsurers Global deployers Risk, legal & compliance
The buying case
One instrument. Three consequential decisions.
The same measured event stream changes the verb depending on who is buying.
Enterprise exposure
Govern
Translate observed failures into evidence-readiness, escalation, and deployment requirements.
Legal & compliance
Prepare
Benchmark outcomes, technical-evidence patterns, and collective or regulatory escalation.
What the instrument measures
From public record to decision-ready loss intelligence.
Every quarter, IISA classifies the Brazilian record into boring, decomposable indicators that actuaries, risk owners, and regulators can interrogate. No composite score. No hidden weighting.
- Public-source spine
- Courts / complaints / regulators
- Release rhythm
- Quarterly / dates published ahead
FREQ Incident frequency
Sector × state × court level
raw and denominator-awareSEV Damages distribution
Median, p90, moral / material
reported coverage retainedOUT Outcome rates
Favorable, partial, dismissed
court posture by cohortLOG Evidence production
Demanded, produced, absent
the log-gap indicatorAGT Agentic share
Segment level + quarter-on-quarter
leading curve, not hypeENF Escalation
Collective and administrative actions
correlated-defect signalA working release, not a pitch-deck mockup
Inspect the instrument’s public surface.
This signed synthetic quarter demonstrates the delivery format, denominator discipline, assessor QA, and reproducibility contract.
Fabricated proof data- Decisions
- 48 fabricated n = 48
- Sectors
- 4 represented
- Favorable / partial
- 41.7% 20/48
- Median reported damages
- R$3,100 45/48 reported
Conflict-clean commercial lanes
Different buyers. Deliberately different engagements.
The lane architecture protects the neutrality of the measurement layer while letting the same asset answer distinct business questions.
SVC Services to risk capital
Insurers / reinsurers / MGAs / investors
- Need
- Price a market with scarce local loss history.
- Offer
- Exposure modelling, underwriting-criteria design, and bespoke portfolio or diligence cuts.
Private book data is never published.
PRD Products to operators
Global deployers / banks / fintech / retail
- Need
- Understand and govern Brazilian consumer exposure.
- Offer
- Quarterly index access, annual exposure briefings, and evidence-readiness requirements.
No defense retainers as core revenue.
PUB Public data to institutions
Regulators / researchers / public-interest bodies
- Need
- Allocate attention using an inspectable fact base.
- Offer
- Public indicators, methods, and aggregate briefings.
No pay-to-rank and no privileged findings.
Engagement formats
Buy the decision surface you need.
Each format is a different cut of the same measured event graph, so bespoke work compounds the instrument instead of creating a services swamp.
Annual / quarterly delivery
Index subscription
Core indicators, release notes, signed data pack, and buyer-specific brief.
Core offerOne-off / standardized
Exposure or diligence cut
Sector, target, or transaction exposure translated into a decision memo.
Demand-gatedLive / maximum once per quarter
Underwriter briefing
A working session on priors, wording gaps, and what to ask the insured.
Demand-gatedLicensed / feed-ready
Underwriting questionnaire
A reusable evidence-readiness form linked to signed indicator definitions.
L1 extensionWhy this can become infrastructure
The defensibility is in the measurement contract.
Anyone can publish a view on AI liability. The durable asset is a regenerable event history, a stable taxonomy, measured assessor performance, and a release cadence the buyer can rely on.
Brazil-native source reading
Portuguese court text and local consumer-liability doctrine classified into insurer-mappable fields.
Measured judgment
Blind and assisted assessments remain distinct; coverage and agreement publish field by field.
Signed publication
Every public artifact and replay input is committed in a detached-signature manifest.
Decomposable outputs
No scalar risk score. Counts, rates, uncertainty, and missingness remain visible.
The compounding asset
Measure once. Serve at increasing leverage.
Quarterly loss instrument
Indicator and event APIs
Methodology-published reputation
External insurance, bounty, and escrow rails
Dover Intel records, verifies, and measures. It does not custody funds or execute judgments.
Technical receipt
Verify this publication.
The commercial page and the machine-readable artifacts are part of the same signed release.
- Release ID
iisa.synthetic:2026Q3:r5- Generated
- Composite score
- Not emitted
- Production gate
- Not passed
Show release identifiers and assessor scorecards
- Methodology SHA-256
95e332abb10f5d62c5131444a6e94084c862b5af73d9a126ae602f7ca4a792bf- Input snapshot SHA-256
5ff3e9018f546fe097d8d8d7edecb86e1ec3c9bcf9852f4c68257f74c3299056
Assessor QA
$.payload.system_type 16 eligible 15 answered 90.8% exact agreement $.payload.tech_evidence 16 eligible 16 answered 91.7% exact agreement Founding cohort
If Brazil touches your AI exposure, start with the briefing.
Bring the portfolio, deployment, or policy question. We will show which parts the instrument can answer now, which require a bespoke cut, and which should remain unknown.